Adjura automates financial spreading, risk analysis, and credit memo generation using AI agents, helping community banks underwrite loans faster and more consistently.
Commercial bankers spend 39% of their time on admin. Only 20% on selling. The bottleneck isn't talent. It's process.
Only 4% of community banks can close within one week. The borrower who needs capital isn't waiting around.
The first bank with a structured package wins the relationship, the deposits, and the full wallet.
Borrowers choose their lender based on speed of response. Not rate. Not reputation. Speed.
Adjura reads the same documents your analyst reads. Tax returns, P&Ls, balance sheets, debt schedules. It spreads the financials, runs the ratios, and generates a credit memo draft in minutes.
Drop in tax returns, financial statements, debt schedules, and more — in any format. The system identifies each document and extracts every relevant field automatically.
→Amount, rate, amortization, collateral. Your banker fills in the deal structure through a simple form. Takes 60 seconds.
→Financial spreads, DSCR, leverage, collateral coverage, stress tests, risk grade, and a formatted credit memo. Ready for committee review.
We're onboarding pilot banks now. Get on the list.